INVESTING IS ONE OF THE FEW AREAS IN LIFE WHERE EVEN VERY SMART PEOPLE LET HOPE TRIUMPH OVER EXPERIENCE According to Wall Street Journal investing columnist Spencer Jakab, most of us have no idea how much money we’re leaving on the table—or that the average saver doesn’t come anywhere close to earning the “average” returns touted in those glossy brochures. We’re handicapped not only by psychological biases and a fear of missing out, but by an industry with multimillion-dollar marketing budgets and an eye on its own bottom line, not yours. Unless you’re very handy, you probably don’t know how to fix your own car or give a family member a decent haircut. But most Americans are expected to be part-time fund managers. With a steady, livable pension check becoming a rarity, we’ve been entrusted with our own finances and, for the most part, failed miserably. Since leaving his job as a top-rated stock analyst to become an investing columnist, Jakab has watched his readers—and his family, friends, and colleagues—make the same mistakes again and again. He set out to evaluate the typical advice people get, from the clearly risky to the seemingly safe, to figure out where it all goes wrong and how they could do much better. Blending entertaining stories with some surprising research, Jakab explains ·How a typical saver could have a retirement nest egg twice as large by being cheap and lazy. ·Why investors who put their savings with a high-performing mutual fund manager end up worse off than if they’d picked one who has struggled. ·The best way to cash in on your hunch that a recession is looming. ·How people who check their brokerage accounts frequently end up falling behind the market. ·Who isn’t nearly as good at investing as the media would have you think. He also explains why you should never trust a World Cup–predicting octopus, why you shouldn’t invest in companies with an X or a Z in their names, and what to do if a time traveler offers you economic news from the future. Whatever your level of expertise, Heads I Win, Tails I Win can help you vastly improve your odds of investment success. From the Hardcover edition.
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YOU WANT TO DO THE RIGHT THING. BUT UNDER CERTAIN CIRCUMSTANCES RIGHT IS CONSIDERED SO EXTRAORDINARY TO BE PERCEIVED AS UNACCEPTABLE A JANUARY STORM OVER LONDON TURNS THE KEY THAT UNLOCKS EXTRAORDINARY STOLEN MONEY IS RECOVERED A PLANE IS DOWN TWO WOMEN'S LIVES ARE AT RISK YOU CAN SAVE ONE BUT WHICH ONE?
Eighth grader Willie asks for God's forgiveness when he neglects his friends in order to win a coin collecting contest.
Conventional financial mindsets are failing too many people. We save, invest, and borrow the way Wall Street, banks, and the financial media tell us, but we are left unprepared for market losses, financial hardships, and retirement. The rules of money and financial well-being have changed, and those who follow them are achieving staggering results. In Heads I Win, Tails You Lose, CEO and financial strategist Patrick Donohoe shows you how to embrace a new way of thinking, sharing with you financial secrets used by the wealthy to navigate the rapidly changing economy as well as financial options to help you win no matter what and reach the true American Dream: financial freedom. Discover a new method of managing your money outside of Wall Street using private mutual insurance companies who are redefining themselves as the heroic steward of American savings to prosper a new generation of wealth-building tools and techniques. With this book, you will learn the financial strategies that typical advisors, typical financial planners, and the financial media don't dare give--advice that will empower you to take back your financial future, exit the rat race, and live a life you love.
"Iam Nemesis and it's time you paid for your sins. Remember what you did and take the memory to your grave..." Such are the final words heard by his victims. With a list of six men, Nemesis will not be satisfied until all pay the ultimate price for their crimes. In this gripping thriller Kari Underwood, dreaming of becoming an investigative reporter, finds herself out of her depth when a shocking clue is thrown her way. When the clue connects to a current murder case, she is given her chance to make her career. However when the serial murders begin to point in only one direction, her boyfriend's family, Kari is forced to choose; justice, or love.
After a broken leg ended his NFL dreams, Bruce Wilder changed directions and landed as a top CIA operative in the Middle East. Retiring from the company after two decades of service, Bruce opened his own detective agency in his hometown of Dallas. Two long-time friends wound up in Dallas too, one as the Assistant District Attorney, and the other, the Chief of Police. When Bruce is hired by an insurance company to find the truth behind a top executives murder, he uses new high-tech devices to hunt down a ruthless killer. Follow him in this fast-paced who-done-it, with twists and turns and unexpected surprises, and the one clue that continually eludes him. This is a book you will remember!
When two worlds collide who will survive? Its 2015... A plane has crashed over London during a early January storm leaving two women fighting for their lives. One a survivor from the wreck the other recruited by the hospital to help save her. But which one will survive? That paper boy Scott Miller and his friends from the CCA discover a way to help them but are the woman strong enough to help themselves? Will Scott and his friends succeed? And who owns that stolen money Scott found? Scott must act now and return the money to its rightful owner before the thieves find him first.